Quick Check does not score
It retrieves and organises evidence so consumers can inspect the wording and patterns themselves.
Quick Check shows the evidence it can retrieve. A first Deep Dive commissions a senior merchant-network investigation; cheaper monthly checks reuse and revalidate that foundation.
Find exact wording, complaint-pattern counts and official records. No overall risk score is assigned.
It retrieves and organises evidence so consumers can inspect the wording and patterns themselves.
A powerful first investigation builds the merchant-network foundation. Monthly delta checks reuse it and escalate only when several material signals combine.
A small, consistent set of specific complaints can be a strong signal while still providing limited evidence of prevalence.
Each material signal explains what it could mean to the consumer, how strong it is, how broad the evidence is and what to check next.
Pricing, trials, renewal, cancellation, refunds, terms and identity.
Profile statistics and recurring themes where authorised or open access is available.
Regulator cases, rulings, undertakings, penalties and public company information.
Senior profiles, monthly change checks and revalidations remain available with their original evidence and methodology.
Complaint and review evidence is self-selected. CHIRPCheck distinguishes the strength of an observed pattern from confidence about how widespread it is.
Every archived score is labelled with its assessment month, evidence date, methodology and model. It is never presented as the merchant’s current score.
A later score may change because merchant practices, available evidence or CHIRP’s methodology changed. Earlier evidence remains inspectable.
Public archives focus on merchant-level findings. Reviewer names, contact details and unnecessary personal identifiers are excluded or redacted by default.
Archived assessments can be corrected, restricted or removed where appropriate. A formal privacy notice and request process will be published before the public beta.